OneScore: Credit Score Insight
starstarstarstar
4.5

  • Installs

    10,000,000+

  • Developer

    FPL Technologies

  • Category

    Finance

  • Content Rating

    Rated for 3+

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Screenshots
Editor Reviews

OneScore by FPL Technologies stands out as a pivotal personal finance tool for monitoring one's credit health in India. 💳🩺 The OneScore app delivers a comprehensive overview of members' credit status, including graphical CIBIL and Experian score trends. 📊 By logging in monthly, users can view updated scores alongside summaries of credit utilization, repayment histories and open account details. 🗓️ No more opaque score calculators! The interface also provides articles and tips personalized to each user’s profile, guiding steps to raise creditworthiness. 💡

Additionally, OneScore app enables conveniently raising queries directly within the app for any report corrections. 🤝🤳 No more endless calls to customer support or billing departments!

With spam-free access and efficient functionality, OneScore app aims to become every Indian’s go-to credit monitoring portal.  But does its performance truly live up to its promising vision? 🎯 Further analysis on metrics like security, cost and support reliability will elucidate its capabilities for credit-conscious consumers.🔎


Features

📈 Comprehensive Credit Overview: Displays CIBIL and Experian scores, with graphical trends and a simplified credit report summary. 📊

🔄 Monthly Automatic Updates: Scores and reports refresh automatically every month, ensuring up-to-date information. ⏰

📈 Personalized Credit Improvement Tips: Offers tailored advice and articles to help improve credit scores. 📝

🔧 Query Resolution: Facilitates raising queries for corrections and fixes within the app. ❓

📝 Spam-Free Experience: No ads or spam, providing a seamless user experience. 🚫


Pros

✅ User-Friendly Interface: Praised for its clean, simple, and efficient UI/UX. 🌟📱

✅ Credit Health Insights: Provides depth of insights in an easily digestible format. 💡🔍

✅ Helpful Reminders and Alerts: Automated reminders for credit payments and score updates. ⏰🛎️

✅ Safe and Secure: Ensures the security of personal data without sharing it with third parties. 🔒🛡️

✅ Educational Resources: Access to educational blog posts, guides, and tips on credit management. 📘📚


Cons

🚫 Profile Deletion Issues: Some users face difficulties in deleting or correcting profiles with incorrect PAN information. 🚫🔄

🚫 Occasional Advertisement Intrusion: In-app OneCard advertisements can occasionally be disruptive. 📢🚫

🚫 Update Delays: Instances of delayed CIBIL score updates for some users. ⏱️🔁


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